Zip - Shop Now, Pay Later

- Access your Zip Pay and Zip Money accounts from one place

5Bills payments may take up to 3 business days to reach biller. Certain biller exclusions apply including but not limited to credit institutions, gambling, share trading, personal loans & DEFT rent. A processing fee will be payable for each bill & invoice processed through Zip. The amount of the fee will be advised & authorised by You at the time of any relevant bill payment. ®Registered to BPAY Pty Ltd ABN 69 079 137 518

- Now you can Tap & Zip* just about everything, everywhere with Zip Pay

- If the retailer is not partnered with Zip, Shop Everywhere will generate a single-use card which is auto-filled in the payment section of the website and voila!

- Search for any online store or item and you will be redirected to the retailers website where you can ‘Pay with Zip’

Buyer Protection: we’ll help you through the refund process. Exclusions & eligibility criteria apply

Check balance, view statements & transaction history

ZIP PAY FOR EVERYDAY SPENDING - UP TO $1,000

Pay bills in the Zip app

- Annual bills: car rego, car insurance bill

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2Zip Money: Available to approved applicants only & subject to completion of satisfactory credit check. Instalment plan splits eligible purchases of $300 & above into equal repayments within the interest free period. A monthly account fee of $7.95 applies & a one off establishment fee may apply for new customers. Under the contract, minimum monthly repayments are required. Paying only the minimum monthly repayment amount will generally not repay out the purchase within the interest free period. Any balance outstanding at the expiry of the interest free period will be charged at the standard variable rate, 21.9% per annum as at 1.7.22 & is subject to change. T&Cs apply & are available on application. See your contract for further details. Credit provided by ZipMoney Payments Pty Ltd (ABN 58 164 440 993, Australian Credit Licence Number 441878

Extended interest free periods up to 5 years available at select Zip partners with Zip Money

3. Enter BPAY details from the bill you want to pay

- Pay safer and faster using Tap & Zip*

Virtual card: create cards for one time use & never share your card details

Bills: pay over 60,000 BPAY® Billers - mobile, utility, insurance, medical, vet & more5

Buy gift cards: buy gift cards from over 100 brands

Barcode: create a barcode & speed through instore checkout at over 43,000 Zip Money partners

1. Open Zip app

- Create a virtual card to complete your shopping from start to finish

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- Use your mobile phone to tap & pay with Zip Pay, interest free

- Browse and buy from online stores everywhere directly from the app

Pay for your next step in life from holidays to renos, electronics, insurance & more with up to $5,000 & a min. 3 months interest free on every purchase & up to 5 years interest free at select Zip partners2

Easily balance the ups & downs of everyday living with $350-$1,000 interest free, to spend instantly once approved1

- Pay all your personal bills and household bills with the Zip app. Split bills into manageable amounts and bundle all your bills together including:

- Quarterly bills: electricity bill, water bill, gas bill, utility bill, strata bill, school fees, council rates

- Unexpected bills: ATO bill, vet bill, car service bill, dentist bill, medical bill

Store Directory: browse & shop from the app

EASILY PAY INSTORE & ONLINE

Zip Pay: Minimum monthly repayments are required. A monthly account fee of $7.95 applies. This fee is waived each month you pay your statement closing balance, in full, by the due date. Available to approved applicants only. T&Cs apply

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Zip Money: T&Cs, fees, charges and credit approval apply. Any balance outstanding at the expiry of the interest free period will be charged at the standard variable rate, 21.9% per annum as at 1 July 2022 and is subject to change. Credit provided by ZipMoney Payments Pty Ltd (ABN 58 164 440 993, Australian Credit Licence Number 441878).